Chang Yip Loh

I am Reuter, an undergraduate currently pursuing a business administration degree at NUS Business School. Fuelled by my passion for equity research, I am an inquisitive individual with aspirations of excelling in the finance industry in the near future.

The Ascott, Singapore                                                                                                   Jan 2023 – Present

       Investment and Asset Management Intern

• Prepared pitch decks for prospective investors detailing investment rationale, projected costs and returns etc. well supported by relevant data visualisations and findings for 3 ongoing funds
• Conducted macroeconomic analysis, comparables analysis and general due diligence for APAC and Europe to identify trends affecting investment feasibility 
• Assessed investment returns through the creation of financial models for 2 potential investment deals
• Composed fund reports detailing market conditions and provided market outlook for upcoming quarters in relevant countries

Ernst and Young, Singapore                                                                                        Oct 2022 – Jan 2023

       Finance/Markets and Business Development Intern

• Analysed financial figures using Excel’s pivot tables to identify crucial pipelines within service lines and generated quarterly revenue figures
• Prepared comprehensive slide decks in preparation for monthly account reviews to showcase relative YoY financial performance
• Consolidated details of 500+ past won tenders from various institutes into an Excel dashboard for business development partners’ references

Astute Medical Centre, Singapore                                                                            Nov 2020 – Aug 2021

Accounts and Administrative Assistant 

• Identified inaccuracies in company’s balance sheets through FY2018-FY2020 and made appropriate adjustments for correction for management’s annual and quarterly reviews.
• Reconciled bank statements using Xero monthly to ensure that bank balances and book balances were accurate for quarterly review
• Analysed inventory movement of 10+ product lines and ensured consistency between recorded inventory and actual inventory
• Collaborated with Advocado to launch a membership rewards system, boosting customer retention rate by 20%

National University of Singapore, Singapore                                                      Aug 2021 – Present

       Bachelor of Business Administration (Honours), Minor in Quantitative Finance

• Cumulative GPA: 4.83/5.00 (First Class Honours)
• Specialisations: Finance, Business Economics
• AY2022/2023 Semester 1 Dean’s List Award – Awarded for top 5% in academic performance within the cohort
• AY2022/2023 – Awarded Yanfang & Joseph Cherian Scholarship 
• AY2022/2023 Semester 2 – Mentee in NUS Uplift Mentorship Programme                                                                                           

London School of Economics, London UK                                                           Jul 2022 – Aug 2022

       Summer Exchange Program 

• Relevant Coursework: Introductory Macroeconomics (Grade: A+)

Nanyang Junior College, Singapore                                                                     Feb 2017 – Dec 2018

       GCE A’ Levels Certificate 

• 4 Distinctions in H2 Chemistry, H2 Mathematics, H2 Economics & H1 Physics (AAA/A)
• Academic Excellence Award – Awarded for good performance in 2018 GCE A ‘Level Examination