- Works with Head of New Business, Director of HNW underwriting and reinsurers (if applicable) to achieve competitive underwriting outcome
- Works with Head of Claims to provide expert opinion on complex claims assessment and medical claims adjudication
- Assess and evaluate the medical and underwriting risk for insurability. This include assessing the risk factors, providing cardiac opinions on ECG/treadmills, complex medical conditions and determine appropriate requirements and decisions
- Providing medical related and underwriting training to partners and internal stakeholders, and participate in case discussion
- Perform portfolio analysis to support better product design and refined underwriting approach & guidelines.
- Develop and implement AIA best practice guidelines to enhance consistency, quality, and strategic alignment across AIA's underwriting teams.
- Contribute medical expertise to the design of new insurance products, advice medical trends and implications for product features
- Represent AIA Singapore in LIA underwriting related committees
- Minimum 10 years of underwriting experience or related experience in an insurance or reinsurance company.
- Possess Medical degree from recognised institution
- Additional advantage to possess underwriting authority for High Net Worth products
- Strong analytical and communication skill.
- Good understanding of life insurance business and its financial aspects and commonly seen medical conditions locally and its treatment protocols.
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Senior Medical Officer, Underwriting - Singapore - AIA Singapore
Description
FIND YOUR 'BETTER' AT AIAWe don't simply believe in being 'The Best'. We believe in better - because there's no limit to how far 'better' can take us.
We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.
If you believe in better, we'd love to hear from you.
About The Role
To elevate AIA Singapore as the preferred life insurer with sound and competitive medical underwriting and proactive claims management
Job Description
You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.
ABOUT AIA
For over a century, AIA has served the ever-changing needs of our customers across Asia-Pacific. Our Purpose to help millions of people live Healthier, Longer, Better Lives is at the heart of everything we do.
As pioneering innovators, we're now transforming AIA to be faster, simpler and more connected to create better solutions and impactful experiences for our customers and communities. AIA encourages and enables our people to act with clarity, courage and humanity in service of our Purpose.
JOIN US
At AIA, we believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. Whether it's investing better wellbeing, inspiring better learning, building better relationships, or making a better impact on customers, a career at AIA will challenge you to find new ways to pursue your 'better'.
AIA is committed to building a vibrant, diverse, and inclusive workforce for all employees to thrive in. Join us if you believe in creating a better tomorrow
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