Credit Analyst - Singapore - Standard Chartered

Standard Chartered
Standard Chartered
Verified Company
Singapore

1 week ago

Wei Jie

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Wei Jie

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Description

Job:
Institutional Banking


Primary Location:
Asia-Singapore-Singapore


Schedule:
Full-time


Employee Status:
Permanent


Posting Date: 15/Feb/2023, 11:21:57 PM


Unposting Date: 17/Feb/2023, 5:59:00 PM


Role Responsibilities

Risk Management

As a successful Credit Analyst, you will partner the team's two key stakeholder communities, Client Coverage and Risk, to deliver credit and product solutions.

There will be emphasis on credit report writing as well as risk analysis and due diligence.


Your daily job would include:

  • To partner with Relationship Managers in pursuing their client strategies through proactive idea generation, support in preparing materials for client discussion and through discussion on key risk aspects. Accompanying Relationship Managers on client visits, as part of general due diligence in respect of credit analysis.
  • To partner with Risk through clear presentation of credit proposal, as well as through proactive discussion of key risk aspects.
  • To provide insightful, relevant, succinct and timely credit analysis of a portfolio of SCB's clients, current or prospective.
  • Documentation support on credit aspects and working with Legal Documentation Unit where applicable.
  • Proactive monitoring of key entity or industry wide events and/or developments, as well as of covenants and risk triggers where applicable.
  • Support CA Team Leader and others in the team on ad hoc projects, strategic initiatives and exercises aimed at improving or enhancing the team's activities.

Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group's Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead the team to achieve the outcomes set out in the Bank's Conduct Principles. Fair Outcomes for Clients, Effective Financial Markets, Financial Crime Compliance, The Right Environment.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

  • GAMs, RAMs, FAMs
  • Risk
  • Product partners
  • CDD, where relevant
  • Legal, Audit and Compliance, where relevant

Qualifications and Requirements

  • Degree in Accountancy, Banking & Finance, Business Management, Economics or comparable.
  • At least 23 years of relevant work experience in Commercial Banking/Corporate Banking.
  • Strong analytical ability, focused on the assessment and calibration of credit risk.
  • Strong verbal and written communication skills (in English), with proven ability to work across cultures and within a dynamic environment.
  • Good understanding of financial statement analysis and banking products such as trade, lending, FX etc.
  • Team player with a cando attitude.

Role Specific Technical Competencies

  • Financial Statement Analysis
  • Credit Analysis and Verification
  • Knowledge of Customers


  • Addressing Customer Needs

  • Products and Processes
  • Analytical Thinking
  • Industry Knowledge
  • Problem Management Process
  • Account Management
  • Risk
Management


About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other.

We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before.

If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you.

You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours.

When you work with us, you'll see how we value difference and advocate inclusion.


Together we:
-
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
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Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
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Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term


In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
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Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
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Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minim