Corporate Loans Relationship Managersme Loan - Singapore - Linkedcorp HR Consultancy Pte Ltd

Linkedcorp HR Consultancy Pte Ltd
Linkedcorp HR Consultancy Pte Ltd
Verified Company
Singapore

1 week ago

Wei Jie

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Wei Jie

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Description
Job Description & Requirements

  • Build and maintain relationships with small and mediumsized enterprise
(SME) clients, understanding their financing needs and business objectives.

  • Act as the main point of contact for SME clients, addressing inquiries,
concerns, and requests promptly and effectively.

  • Develop a deep understanding of clients' businesses, industries, and market
dynamics to provide tailored financial solutions.

  • Source and identify new lending opportunities within the SME segment,
including prospecting and lead generation activities.

  • Conduct comprehensive credit assessments and risk analyses for loan
applicants, evaluating their creditworthiness, financial stability, and repayment

capacity.

  • Structure and negotiate loan terms and conditions in accordance with lending
policies, regulatory requirements, and risk management guidelines.

  • Manage a portfolio of SME loan accounts, monitoring loan performance,
repayment behaviour, and compliance with loan agreements.

  • Proactively identify and address potential credit risks or delinquencies,
implementing appropriate remedial actions as necessary.

  • Work closely with internal stakeholders, such as credit analysts and legal
teams, to ensure timely and accurate loan documentation and processing.

  • Provide financial advisory services to SME clients, offering insights and
recommendations on business growth strategies, cash flow management, and

capital allocation.

guiding them through the loan approval and disbursement process.


Requirements:


  • Minimum 4 years' experience in commercial banking, SME lending, or
relationship management, with a focus on business development and credit

analysis.

  • Demonstrated track record of successfully originating and managing SME
loan portfolios, achieving lending targets, and mitigating credit risks.

  • Strong financial analysis skills, including the ability to evaluate business
financial statements, assess credit risk factors, and perform cash flow

modelling.

  • Familiarity with credit underwriting standards, loan structuring techniques, and
risk mitigation strategies in the SME lending context.

  • Excellent communication and interpersonal skills, with the ability to build
rapport with clients, understand their needs, and negotiate effectively.

  • Ability to convey complex financial concepts clearly and concisely, both
verbally and in writing.

  • Strong networking skills and the ability to cultivate relationships with key
stakeholders in the SME community, including business owners, industry

associations, and referral partners.


Job Types:
Full-time, Permanent


Pay:
$4, $5,000.00 per month


Benefits:


  • Flexible schedule

Schedule:

  • Monday to Friday

Work Location:
In person
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