Credit Risk Management Specialist - Singapore - MariBank Singapore

    MariBank Singapore
    MariBank Singapore Singapore

    14 hours ago

    Banking / Loans
    Description
    Job Description
    • Propose and implement credit strategy and policy for retail lending.
    • Conduct portfolio monitoring, analysis and prepare risk reports such as portfolio performance, industry exposure, vendor performance and historical customer trends.
    • Coordinate with the modeling team on risk tools development including decision scorecards and ECL/Basel models.
    • Track and monitor the full credit cycle performance and risk appetite metrics.
    • Evaluate and influence to balance business growth in the form of policy refinement and credit testing.
    • Provide insights with recommendations on policy changes to improve portfolio quality.
    • Collaborate closely with collection team and feedback on collections policies or strategies that will help in reducing delinquency roll rates and losses
    • Collaborate closely with operation team to improve process and conduct technology enhancements.

    Requirements
    • Bachelor Degree or above in Finance, Computer Science, Statistics, Engineering, Economics or other relevant fields.
    • 3 years and above relevant experience in risk management specializing in credit risk management in banking, financial services, financial technology or internet industry.
    • Proficiency in SQL or SAS or Python.
    • Familiar with regulations in South East Asia markets is a plus.
    • Professional qualifications such as CA/ACCA/CPA/FRM is a plus.
    • Problem-solving, positive and constructive attitude.
    • Self-motivated and detailed oriented team player who is able to multitask in a dynamic environment.
    • Strong interpersonal and communication skills.

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