- Propose and implement credit strategy and policy for retail lending.
- Conduct portfolio monitoring, analysis and prepare risk reports such as portfolio performance, industry exposure, vendor performance and historical customer trends.
- Coordinate with the modeling team on risk tools development including decision scorecards and ECL/Basel models.
- Track and monitor the full credit cycle performance and risk appetite metrics.
- Evaluate and influence to balance business growth in the form of policy refinement and credit testing.
- Provide insights with recommendations on policy changes to improve portfolio quality.
- Collaborate closely with collection team and feedback on collections policies or strategies that will help in reducing delinquency roll rates and losses
- Collaborate closely with operation team to improve process and conduct technology enhancements.
- Bachelor Degree or above in Finance, Computer Science, Statistics, Engineering, Economics or other relevant fields.
- 3 years and above relevant experience in risk management specializing in credit risk management in banking, financial services, financial technology or internet industry.
- Proficiency in SQL or SAS or Python.
- Familiar with regulations in South East Asia markets is a plus.
- Professional qualifications such as CA/ACCA/CPA/FRM is a plus.
- Problem-solving, positive and constructive attitude.
- Self-motivated and detailed oriented team player who is able to multitask in a dynamic environment.
- Strong interpersonal and communication skills.
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Description
Job Description-
HR Specialist/Manager
Hengrui Pharma- Singapore
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Data Management Specialist
Only for registered members Singapore
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HR Specialist/Manager
Only for registered members Singapore
-
Crisis Management Specialist
DR-Danah Almutairi | دانة المطيري- Singapore
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Vulnerability Management Specialist
Only for registered members Singapore
-
Product Management Specialist
Only for registered members Singapore
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Change Management Specialist
Only for registered members Singapore
-
Data Management Specialist
Only for registered members Singapore
-
Financial Management Specialist
Beijing Foreign Enterprise Management Consultants Co.,Ltd.- Singapore
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Risk Management Specialist
Only for registered members Singapore
-
Contract Management Specialist
Only for registered members Singapore
-
Change Management Specialist
Full time Only for registered members Singapore
-
Vendor Management Specialist
Only for registered members Singapore
-
Data Management Specialist
Only for registered members Singapore
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Contract Management Specialist
Only for registered members Singapore
-
Financial Management Specialist
Only for registered members Singapore
-
Change Management Specialist
Pru Life UK- Singapore
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Data Management Specialist
Astek- Singapore
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Information Management Specialist
Only for registered members Singapore, Singapore, Singapore
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Contract Management Specialist
Only for registered members Singapore
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Vulnerability Management Specialist
Only for registered members Singapore