Kaushik Bachan

I am an Insurance professional with a 10 year's accomplished career track, specialised in employee & health benefits, commercial & personal lines of Insurance products. I am a result-oriented person and have skills and knowledge that helps in growth of business through delivering and sustaining revenue & profit gains within highly competitive markets. I am an exceptional communicator with a consultative style, strong negotiation skills, exceptional problem solving abilities that help me to provide tactical business solutions to clients. 

I have successfully provided strong support and guidance to corporate clients, while designing & implementing efficient and innovative insurance portfolios from the perspective of risk management. In addition, I ensure that each company’s daily operational aspects were conducted in a highly professional manner and adhered to corporate standards, industry regulations, professional ethics, and applicable laws. 

• Specialized in Employee benefits (H&PA), Commercial lines of Business Property, Marine Cargo, Liability, and Miscellaneous.
• Developing quotes and underwriting based upon risk information. Utilizing a consultative sales approach to develop policies to prospective clients by providing rate quotes and coverage information. 
• Established and implemented procedures to ensure clients had adequate coverage and agency complied with all insurance company guidelines as well as state laws. 
• Business Development & Maximizing sales and profitability in the designated territory, underwrite & maintain profitability for general insurance business.
• Setting the vision, goals, and overall objectives recommend acceptable pricing and terms, within underwriting authority, on new business and renewals.
• Maintain acceptable loss ratio thru loss control activities, tracking and following up on large claims and related activities
• Evaluate reinsurance needs, offer cross-functional assistance, and meet organizational guidelines.
• Stay updated on competition, underwriting environment, and market conditions.
• Work alongside leadership teams for implementing strategies, driving change, and taking productivity to the next level.
• Chanel Partner Relationship Management, Maintained positive relationships with underwriter & surveyors, loss adjusters. Setting up the process & SOP for claims and policy management servicing team to maintain a high level of customer satisfaction.

• Post Graduate Programme in Business Management (PGPBM)- International School of Business & Media, India
• Bachelor of Commerce (B.com)- Institute of Economics & Finance, Bundelkhand University, India