
sandy Zhao
Accounting / Finance
About sandy Zhao:
| Highly motivated final year finance student looking for more real-world experiences in a financial role. Familiar with Microsoft excel. Good at collaborating in teams. Flexible individual able to contribute to projects and keep up with ever-changing processes and procedures. |
Experience
| Relevant Projects: 1. Financial Analysis of Stocks, August to October 2021 Collected stock data of JPM, NFLX and AAPL, and compared them by calculating the mean and volatility of daily price return, the correlation coefficient and determining the optimised portfolio composition with Excel, as well as evaluating the bond price, the interest rate in the yield curve, the NPV and IRR of investments and the prevailing cost of capital with Python. 2. Managerial Accounting Analysis, February to April 2022 Evaluated the organisational architecture and finance situation of a selected company in real life, including evaluating the manufacturing costs, manufacturing overhead variance, the income statement, the balance sheet and the statement of cash flow, budget planning and overhead allocation for the company. 3. Corporate Finance Analysis, August to October 2022 Prepared 2-years balance sheet from available data set of a selected company, calculated cash flow and amortising loans of the company. Analysed the effect of financial leverage on the company's net income and return on equity, determined the optimal inventory level, and prepared cash budget and short-term financial plan for the company. 4. Portfolio construction and management, February to May 2023 Evaluated a Canadian pension funds' existing asset allocation and portfolio management with the consideration of investor's expectation, risk and return, taxation, legislation, and sustainable investing principles. Proposed a sustainable strategic asset allocation for the entire portfolio of the pension funds based on the evaluation and combined market research and analysis. |
| Microsoft Excel, Financial Modelling, Python Programming |
Education
Bachelor of Science, Finance, Singapore University of Social Science - Singapore
Final Year student in SUSS, expected to graduate in Dec 2023.
Lastest SGPA: 3.7/5
Lastest CGPA:3.5/5
Professionals in the same Accounting / Finance sector as sandy Zhao
Professionals from different sectors near Singapore
Other users who are called sandy
Jobs near Singapore
- Hyphen Partners Singapore
We are looking for a Anti-Money Laundering/Financial Crime Compliance Data Analytics Manager to join our client, a leading Payments/Fintech organisation. · Analyzing trends to identify risks related to AML/sanctions. · Working closely with stakeholders across the organisation to ...
- Goldman Sachs Singapore
We are seeking a Senior AI/ML Quant Research Engineer to join our Applied AI team at Goldman Sachs. As a key member of the team, you will be responsible for researching and developing cutting-edge AI/ML models that drive commercial impact and solve complex predictive challenges a ...
-
Lecturer/Senior Lecturer
9 hours ago
Nanyang Polytechnic SingaporeYou will be the subject matter expert in Fintech and play an active role in the academic, professional & personal development of your learners to prepare them for work & life. · ...