- Execute credit risk policies and procedures
- Ensure the alignment of operational practices to articulated credit risk positions
- Identify emerging market trends and regulations which may impact credit risk and policies
- Address queries related to credit risk policies and procedures
- Maintain credit risk-related documentation and resources on credit risk policies
- Practice responsible lending and credit activities by assessing Environmental, Social and
- Governance factors in credit-related approvals and reviews
- Utilise credit models to identify expected loan loss and other risks
- Perform periodic checks, security monitoring, portfolio reviews and regular compliance checks, and keep management abreast of early material warning signals
- Identify loans for inclusion within workout strategies
- Monitor accounts with flagged indicators for credit default and/or missed payments
- Process waiver and amendment requests and provide independent recommendation to management
- Develop expertise in the assigned business segment in order to be able to provide independent recommendation
- Work closely with assigned business segment units in the conduct of credit activity
- Monitor and document key success measures for credit risk protection to identify possible inadequacies
- Support the execution of credit approval processes
- Generate financial ratios to evaluate client's financial status
- Identify market conditions and/or trends and their possible impact to the organisation's credit risk exposure and appetite
- Evaluate and analyse client accounts to determine suitable credit recovery plans
- Execute counterparty risk assessment steps and due diligence checks in accordance with guidelines
- Collect counterparty risk information and conduct preliminary risk assessments
- Review letters of credit when required
- Gather information and data to review credit rating triggers and break clauses for applications
- Conduct preliminary reviews on financial and credit transactions
- Confer with credit associations and other business representatives to exchange credit information
- Monitor loan portfolio quality by way of news monitoring, periodic reviews and ensure current loan loss provisions, internal ratings and account grading reflect the current state of the credit/ asset quality
- Highlight potential credit risks by monitoring early warning indicators
- Participate in the quarterly portfolio review exercise for the region and ensure follow-up of identified actions
- Participate in local credit committee meetings to deliberate on new credit applications while ensuring pertinent questions are raised and responded
- Identify changing regulations or industry developments which can improve early warning systems
- Support analysts in the preparation of contracts, credit reports and other loan transaction documents in accordance with credit risk policies
- Draft credit-related reports detailing deviations from set credit limits, counterparty ratings, exposures and concentrations
- Examine past financial records against current loan portfolio performance to identify patterns and trends
- Minimum Bachelor's degree or its equivalent
- At least 2 years of Credit Risk experience in Project Finance area.
- Strong interpersonal and communication skills
- Ability to work under pressure, both independently and in a team environment.
- Proficiency in Microsoft Office
-
Risk Analyst/senior Risk Analyst
3 hours ago
OCBC Bank Singapore**Risk Analyst/Senior Risk Analyst - Risk Analytics, Intelligence & Surveillance** **-** **(**230000S7**)** · Key Responsibilities: · Risk Analytics, Intelligence & Surveillance (RAISe) is a unit set up within Singapore Consumer Financial Services (CFS) reporting into Group Head, ...
-
Risk Analyst/senior Risk Analyst
1 week ago
OCBC Bank Singapore**(Contract) Risk Analyst/Senior Risk Analyst - Risk Analytics, Intelligence & Surveillance** **-** **(**230001UN**)** · Key Responsibilities: · Risk Analytics, Intelligence & Surveillance (RAISe) is a unit set up within Singapore Consumer Financial Services (CFS) reporting into ...
-
Risk Analyst
1 week ago
CGS-CIMB SECURITIES (SINGAPORE) PTE. LTD. SingaporeAbout the roleCGS-CIMB Securities International Pte. Ltd is one of the leading integrated financial service providers in Asia. With a global presence in over 20 countries, and backed with an award-winning research team, the Company is well-positioned as Asia's leading financial g ...
-
Risk Analyst
3 hours ago
Faststream Recruitment Group Singapore**Job Details**: · **Posted**:about 5 hours ago- · **Sector**: Commercial Shipping, Shore-based Shipping & Maritime- · **Location**: Singapore- · **Job Ref**: · **Job Type**: Permanent- · **Salary**: up to 8000 per month- · **Expiry Date**: 15 June 2023- · **Contact**: Jasmine P ...
-
Risk Analyst
3 days ago
Phillips 66 SingaporeSingapore,SGP · **Position details**: · Reporting to Director, Risk and Product Control, the incumbent will be responsible for the daily reporting of exposure, profit/loss and analysis of the risk residing within the trading portfolio. The analyst will be expected to work closely ...
-
Risk Analyst
6 days ago
SORIN CORPORATION SINGAPORE PTE. LTD. Singapore**Job Highlights** · - Good Career Progression · - Career Progression Programme · - Overseas Exchange Programme · **Roles & Responsibilities** · - Daily derivatives position monitoring, broker report reconciliation and hedge reporting to Traders, Head Office Planning Team and Man ...
-
Risk Analyst
1 week ago
MAJESTIC ROCK RESOURCES GROUP PTE. LTD. SingaporeMajestic Rock Resources (MRR) Group Pte Ltd is a Singapore based trading company, incorporated on 27 March 2013. MRR is also part of Hebei SinoGiant Group Co., Ltd established in 2003, which has total assets of more than 123 billion RMB. In 2021, SINOGIANT Group ranked 68 in the ...
-
Risk Analyst
4 days ago
MAJESTIC ROCK RESOURCES GROUP PTE. LTD. SingaporeMajestic Rock Resources (MRR) Group Pte Ltd is a Singapore based trading company, incorporated on 27 March 2013. MRR is also part of Hebei SinoGiant Group Co., Ltd established in 2003, which has total assets of more than 123 billion RMB. In 2021, SINOGIANT Group ranked 68 in the ...
-
Risk Analyst
2 days ago
Deel Singapore**Who we are is what we do.** · Deel and our family of growing companies are made up of global teams dedicated to helping businesses hire anyone, anywhere, easily. · The team comprises over three thousand self-driven individuals spanning over 100 countries, and our unified yet di ...
-
Risk Analyst
2 days ago
Deel Singapore**Who we are is what we do.** · Deel and our family of growing companies are made up of global teams dedicated to helping businesses hire anyone, anywhere, easily. · The team comprises over three thousand self-driven individuals spanning over 100 countries, and our unified yet di ...
-
Risk Analyst
1 week ago
HENGYI INDUSTRIES INTERNATIONAL PTE. LTD. Singapore**Job title: Risk Analyst** · **Job level: entry level to mid-level** · **Department: Risk Management Department** · **Location: Millenia Tower, Singapore · **Overall job objectives** · - Conduct credit risk and market risk work · **Core responsibilities** · - Highlighting key cr ...
-
Risk Analyst
1 week ago
Wintermute Trading Singapore**About Wintermute** · **Risk Management at Wintermute** · As Risk Analyst you will be part of the global Risk Management function. The team plays a vital role in Wintermute's growing OTC and counterparty-facing business, as well as its presence on trading venues. · You will moni ...
-
Risk Analyst
3 days ago
Caliber8 SingaporeLocation- Singapore- Contact name: · - Karthik Balakrishnan- Job ref: · - 2093Risk Analyst (European Agri Trading Company) · Our client is a leading European agriculture trading company and expanding rapidly in the region. It is a very established brand and been around for decade ...
-
Risk Analyst
1 week ago
Guy Carpenter Singapore**Risk Analyst** · **What can you expect**: · - Be part of a global business that works with clients of all sizes to define, design and deliver innovative solutions to better quantify and manage risk · - Exposure to a wide range of learning opportunities to provide you with a sol ...
-
Risk Analyst
6 days ago
SORIN CORPORATION SINGAPORE PTE. LTD. Singapore**Job Highlights**: · - Career Growth · - Career Opportunities · - Daily derivatives position monitoring, broker report reconciliation and hedge reporting to Traders, Head Office Planning Team and Management. Analyse exposure and MTM profit / loss on physical & derivative portfol ...
-
Risk Analyst
3 hours ago
Shopee SingaporeDepartmentOperations- LevelExperienced (Individual Contributor)- LocationSingaporeThe Operation teams at Shopee covers the operational end-to-end process, from when the buyer searches for a product listed on the Shopee platform, to the moment the buyer receives the products. The ...
-
Risk Analyst
6 days ago
CA Search SingaporeCommodities, Oil and Energy · - 16 February 2024 · **Offered Salary**: · - Salary will commensurate with relevant experience · **Experience**: · - 2 to 5 years · **Qualifications**: · - Bachelor's degree or equivalent · **Location**: · - Central, Singapore · **THE ROLE**: · Handl ...
-
Risk Analyst
1 day ago
WATERSTONE CONSULTING PTE. LTD. Singapore**Responsibilities** · - Assist the HOD to ensure that the Bank's market, liquidity, and operational risks are managed efficiently while complying with Head Office and regulatory requirements. · - Responsible for timely preparation and submission of Head Office and regulatory rep ...
-
Analyst, IT Risk
3 hours ago
MUFG Singapore**Do you want your voice heard and your actions to count?** · Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we're 160,000 colleagues, striving to make a difference for every client, organizati ...
-
Risk Analyst
3 days ago
AIG SingaporeWho we are · American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial service ...
Credit Risk Analyst - Singapore - CREDIT INDUSTRIEL ET COMMERCIAL
1 week ago
Description
Roles & ResponsibilitiesJOB ROLE DESCRIPTION – SUMMARY
The Credit Risk Analyst is responsible for executing credit risk policies, procedures and processes to enable successful management of credit risks for the organisation. He/She supports the risk rating and limit setting process through credit portfolio, credit application and credit transaction reviews. He is responsible for providing independent credit opinion on new loan proposals and any subsequent variation requests. He assesses and monitor risks of assigned loan portfolio by way of news monitoring, periodic reviews and internal ratings.
The Credit Risk Analyst may be required to be contactable after office hours. He has strong exposure to and understanding of credit analysis methodologies and credit risk management regulations. He is able to work independently with minimum supervision, and is a strong communicator and influencer who can work in a fast-paced environment. He possesses strong analytical and critical thinking skills, and an eye for detail.
Key Tasks
Develop and maintain credit risk policies
Conduct credit risk assessment and management activities
Manage credit portfolios within credit risk appetite and limits
Review and rate counterparty risk applications
Monitor and report on credit risk portfolios
Requirements
Microsoft Office
Credit Risk Management
Due Diligence
Risk Assessment
Assessing
Critical Thinking
Loans
Project Finance
Communication Skills
Cash Management
Banking
Regulatory Requirements
Credit Risk
Able To Work Independently
Credit Analysis
