Personal Banking Credit Approval - Singapore - Bank of China Limited, Singapore Branch
Description
1.Review and improve credit policies and procedures of personal banking businesses, and assist in the risk identification and mitigation of new business initiatives.
Lead the personal banking credit approval team within Risk Management Department.Work with business departments (Credit Card Center, Retail Banking, Private banking) to ensure smooth and timely processing of credit facilities.
- Perform loan portfolio monitoring and reviews, e.g. credit card portfolio monitoring, private banking lombard loan collateral shortfall monitoring. Identify and evaluate potential risk factors and propose/implement mitigating measures.
- Participate in user requirements gathering and system enhancement projects, as well as User Acceptance Testing.
- Complete other assigned responsibilities/tasks by the Management.
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