Credit Risk Analyst - Singapore - DCS CARD CENTRE PTE. LTD.

DCS CARD CENTRE PTE. LTD.

Verified Company

Singapore

1 week ago

Posted by:

Wei Jie

beBee Recruiter

Description

DCS Card Centre is an innovative and forward-looking payments fintech that provides value-added card services with the most advanced technology to our customers and partners.

We offer attractive remuneration packages and reward schemes, and invite the talents to join our big family.

We believe in empowering our people with opportunities to grow and take charge of their career paths.

Job Responsibilities:

Formulate an endtoend credit evaluation framework of Products of DCSCC.
Develop, review, and enhance credit policies, guidelines and processes for sound credit decisions and quality portfolio.
Prepare measurement of Credit Portfolio Management for DCS and associated credit models/processes
Assess and monitor Risk profile of Credit Portfolio and provide portfolio analysis to Management.
Secretariat for Risk Steering and Credit Committee Meeting (RSCC)
To support the development and review of credit policies Identifying, measuring, managing and reporting Credit Risk
Review and provide feedback on the reason for the decline.
Perform financing recommendation to Senior Management and/OR Risk Committee in accordance to Limit to Authority
Monitor Corporate Accounts under Single Borrower Limit
Monitor Accounts (Consumer & Corporate) Approved under deviation.
Assist in developing and Review Product Development Assessment (PDA)

Requirement:

You should be a degree holder in Business, Data Science, Statistics or Quantitative studies, with at least 24 years experience, preferably in consumer risk management area.
You s hould have strong portfolio, analytical and financial analysis skills, with demonstrated ability to conceptualize and clearly communicate the analytical findings, both in writing and verbally.
Strong analytical capability, an experienced user of Microsoft Excel and PowerPoint and knowledge of consumer risk management concept and general knowledge of retail products portfolio management, collections, etc., are prerequisites.
You should be able to effectively network with coworker from cross functional and multitask in a fast paced environment.