Jennifer Yoshuara

Highly motivated penultimate Banking and Finance student with experiences in Financial Analysis and Modelling, Consulting and Strategic Market Research. Looking for opportunities in Banking, VC/PE, Equity Research and Investments 

Key Experiences:

Integrated Health Information Systems (IHiS)                                                                            

Financial Business Analyst Intern

• Developed interactive financial dashboards using PowerBI to effectively communicate Ministry of Health’s (MOH) funding data to senior management for strategic decision-making.
• Prepared presentations of funding utilization trends, concerns and actionable insights for EXCO meetings.

Wisefix.io                                                                                                                                           

Associate Intern, Consulting

• Leveraged strong research and analytical skills to identify potential startups and SMEs in need of strategic solutions, aligning their business concerns with Wisefix.io's database of industry experts.
• Conducted market research to identify emerging trends and opportunities within the Indonesian startup ecosystem, contributing valuable insights to SMEs through presentations and reports.
• Actively scouted for venture capital firms investing in Indonesia's startup ecosystem, gathering information on investment criteria, funding rounds, and portfolio companies.

J.P. Morgan Chase & Co                                                                                                                 

Investment Banking Virtual Internship Participant

• Conducted in-depth analysis of potential Merger & Acquisition (M&A) targets for companies aiming to expand operations into Asia through strategic M&A initiatives, analyzing their ownership structure, financial position, competitive landscape, market share, and growth prospects.
• Analyzed financial statements and key financial ratios, including EBITDA margin and net profit margin, to assess the target's profitability and financial health.
• Developed indicative valuations for potential M&A targets, utilizing various valuation methodologies, including discounted cash flow (DCF) analysis, market multiples, and comparable transactions.

NTU Corporate Banking Club                                                                                                        

Analyst-in-Training

• Actively engaged in a comprehensive training program focused on developing a strong foundation in corporate banking and financial analysis.Acquired in-depth knowledge of financial concepts related to Commercial Loans, including Credit Evaluation, Industry and Company Analysis, Financial Ratios, and Credit Ratings.
• Gained practical experience in financial modeling techniques, including Discounted Cash Flow (DCF), Valuation, Sensitivity and Scenario Analysis, and Loan Modeling.
• Applied theoretical knowledge to real-world scenarios and case studies, developing the ability to analyze financial statements, assess creditworthiness, and evaluate risk factors.

EDUCATION

Nanyang Business School, Nanyang Technological University (Aug 2022 – May 2025)

Bachelor of Business (Banking and Finance)

• ASEAN Scholarship Awardee
• Current GPA: 4.93/5.00, cGPA: 4.66/5.0
• Activities and Societies: Banking and Finance Club Business Development Sub-committee, Corporate Banking Club Analyst-in-Training, Indonesia Freshmen Orientation Business and Finance Manager