- Provide credit decision/approval of credit propositions, credit review, temporary excesses and transaction exceptions within authorized lending authority limit.
- Engage with business units on potential opportunities including joint calls and site visits where necessary and providing guidance and advice on structuring facilities.
- Work closely with business units to timely identify early warning signs and initiate appropriate remedial actions for deteriorating credits.
- Work with BU to define, review and enhance Target Market and Risk Acceptance Criteria.
- Perform targeted portfolio reviews in response to events/developments that may have an adverse impact on overall credit quality and to formulate action plans to minimize / manage risks identified.
- Undertake adhoc tasks/ projects as may be required from time to time. Qualifications
- Minimum (6-8 years for Credit Manager/AVP4 position)/(10-12 years for Senior Credit Manager/VP3 position) of experience in credit assessment /approval in credit risk or front line covering corporate / commercial credits.
- Able to work under pressure with tight turnaround time.
- Agile in undertaking other credit-related matters apart from the typical credit assessment/approval tasks.
- Possess strong analytical, writing and interpersonal skills.
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